LoansUnder36 Review

Rating Criteria Rating
Range of Loans
Customer Satisfaction
Overall Rating
: 4.5 /5

If you are looking for a larger loan over a longer term then LoansUnder36 are the lender for you – with long term loans of up to $50,000 available to all customers.

  • 2 minute online application-see instantly what you qualify for
  • Borrow up to $50,000 with a choice of flexible repayment plans
  • Interest rates start at just 3.99% and end at 36%
  • Get matched with no credit check loans with years to repay

Apply securely online with an easy 2 minute form and instant approval, to see what your options are – LoansUnder36 has a huge range of installment loans for bad credit with repayment periods that offer a staggering amount of flexibility to their customers.  Repayment terms vary from 1 to 5 years and allow YOU to choose the time you need to repay in comfortable and affordable monthly installments.  With interest rates starting from an attractive 3.99% you can be assured that you’ll qualify for the lowest applicable rate, as you are able to choose the loan offer that is right for you from a range of options that work for your situation.  Whether you need a weeks worth of groceries to see your family through to payday, or you need a long term loan to cover larger expenses such as a new roof, medical or tuition fees, you will find your needs met with LoansUnder36.  Small monthly installments put even the largest loan amounts within the reach of any customer, even those with a patchy or non-existent credit history.  Returning customers qualify for extended repayment terms and greater amounts, at lower rates of interest, rewarding you as you manage your loan responsibly.  Bad credit long term loans such as those offered here allow you to keep your finances discreet and your home secure, and are a worthy choice for anyone who is unable or unwilling to use their regular loan provider.  Payouts are extremely fast, with cash wired to your chosen account as fast as the next day, allowing you to make definite plans.  No more waiting for approval, waiting for money or waiting for checks to clear – emergencies are less stressful when you have almost instant cash access with long-term loans.

This lender specializes in long term personal loans.  See our other reviewed lending companies for short term loans for bad credit as well as same day loans with no credit check.

Visit our homepage for a complete list of the top lenders and lender matching companies that offer loans with no credit check.


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25 Reviews to “LoansUnder36 Review”

  1. Well, these guys are cheaper than paying off a credit card – I had NOT got a great credit score thanks to a poor trapping season and I needed $2,500 to keep my business afloat. They offered me several long term personal loans and I picked the one with the terms I could live with – got my cash a day later, and so far I’m doing okay- thanks!

  2. $7000, repaid in 18mnths. I saved nearly $3000 in interest by consolidating debts and just owing one monthly payment to them. Well, I learned my lesson and now my credit should get back to normal pretty soon. I’ll be more careful in future to track my debts before they get confusing.

  3. You can trust them! I borrowed $3,100 over three years- couldn’t be happier with the process and the simplicity. I had no credit history as I had just finished college and got my first job. I used the cash I borrowed along with help fro my family to buy my first home

  4. I got a monthly installment loan here and used it to start up my nail salon! Its so good being able to work for myself – I only needed $6000 and I have no trouble paying the installments. If you cant get cash from your bank for whatever reason (I had bad credit and they didnt like that I was self employed) then try them.

  5. I had to chat wit customer service to get exact the loan terms I wanted but they gave me a great deal and I was surprised how quick I got the money! I qualified for more than I thought, on a disability check, and the $1,500 has paid for my bathroom to be redone for my mobility needs. Thank you so much!!!


  6. I needed for business loan. They came through with a generous $2,500 that got me off to a good start and I found the repayments very easy to manage, one time I had to pay late but customer service were really accomodating and didn’t penalise me.

  7. I recommend this loan for self-employed. I have an irregular income but repayments were really flexible and easy for me, on the $2,200 loan i took to expand my business. No complaints and whats even better is than I now qualify for a lower interest rate on my next loan, and a higher limit :)

  8. I hoped you guys would help me out. I was right, I have just started a steady job with Union Iron Workers. I borrowed $5,000 after only one week in the job, thank you.

  9. I was initially refuaed because I would not supply an account for my loan, all sorted now. $4500 at a middling rate, easy enough but you do have to have a checking account to receive your loan. No other way!

  10. My husband and I borrowed $10,000 to pay for our dream wedding. It was important to us to get married and we wanted the big church wedding. Well, the long term loan covered everything and money to spare so that we could furnish our new home. What we repay each month is easy to budget and has given us a great start to life together. I have to have everything just so and hated the thought of starting our marriage with second hand furniture, so this was well worth it.

  11. I have repaid half of my $15,000 and it was easy enough to get this loan, considering I have terrible credit from debts I hadnt paid back. It’s clear to me that this longterm personal loan is my last chance to rebuild my credit so
    I take it very seriously and make sure I pay on time. I am getting my life in order and this money bought a coffee shop franchise so that I can support my son.

  12. This is the best long term installment loans company, they lent me the money I needed for a new roof on my home. 5 stars!!!

  13. I dont usually bother reviewing online for the most part as so many sellers ask you for reviews that it becomes meaningless. HOWEVER, they deserve my seal of approval.

    To anyone reading who is in urgent need of a large sum, to clear credit card debts, I say, dont hesitate – get your personal installment loan here. Why? Well.. the loan offer they made me was half the APR I was expecting. It means that by using the loan I got, of $2,950, I was able to clear my existing and expensive debts by consolidation, and now will pay less than half in interest by paying just this one monthly payment to them.

    The difference it makes to our family each month is like night and day. We are no longer struggling, and are even able to start our savings back up. Its like a new start financially, and one I will not waste.

  14. hy my name is roderick il would need a long term lender as fast as possible please contact me a [number removed] thanks and have a nice day.

    edit by admin: Roderick, this is not the way to do it. Please don’t post sensitive information like this in the comments section here. GO TO YOUR CHOSEN LENDER MATCHING PAGE and apply by filling in their secure, encrypted web form.

  15. Hi, my name is Deborah and I am looking for a long term loan. To consolidate 10different bills. So I will be only paying one company. That will be a great big help to me. Can you help me my phone number is [EDITED OUT FOR PRIVACY]. Please call me and let me no if you can help me. Thank you

  16. Wow I feel so blessed, was able to consolidate 6 little but annoying monthly payments into a more manageable single payment installment loan for bad credit thanks to them AND Im paying less in total because I got a decent interest rate.

  17. No problems here, my credit was shot to hell after getting divorced but thank God I was able to get $3,000 to secure my home. I set the repayments to an amount I could afford by myself. I’m doing ok. Which is more than I can say for him. HA!

  18. Yeeehaw! these guys have my vote! Im a seasonal worker and I travel 6 months of the year. I got money to fix up my motorhome. My paycheck isn’t regular enough for big banks. I got $5k from them and the interest is just the same as loans for bad credit I had when my credit was A+++ so it just goes to show.

  19. Times are tough for my fam, I just got laid off and my new job ain’t kick in for a month or more – waitin to see what the boss decides. But, I applied just to see if they would help me anyway and yeh, this lender came through, got $$ to repair the water heater and roof and can manage the installments out of my check. Bit of a struggle but not so bad once I’m working again.

  20. Thankyou, a thousand times, your long term loan enabled us to see my father one last time. I had tears in my eyes at the kindness shown to me – I WILL repay this money on schedule – all $6000, may God bless you. Jasmine

  21. I honestly did not expect to get a loan this fast. Getting a loan from Loansunder36 was nothing short of amazing! Moreover, I loved the no-guarantor part of the process. I am a person who does not like to ask people for even a small favor, so I feel like Loansunder36 was made for me. I got a $2000 loan in only two days, which is something I am 100% impressed by. Maybe it is because of the no guarantor factor that the process was so fast and simple, but I admire how convenient the process is. I don’t always write reviews, but Loansunder36 deserved one.

  22. I am giving a shoutout to this site for making my life so much easier. I never knew technology could make the process of borrowing so easy. Banks look at your credit score and history and decide whether you are “worthy” enough to receive a loan. This is insulting and humiliating not just for me but for everyone who needs money in an emergency. This message is for everyone who reads this: NO ONE HAS THE RIGHT TO TELL YOU THAT YOU ARE NOT ENOUGH! My experience with this site has been amazing and the process was very smooth. It did not take much time for me to get a loan (which would not have been the case if I borrowed money from an independent lender). I simply loved it!

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